Question : How can I get a personal loan for 5000 and don't have a credit history?
I need a personal loan for 5000 to pay off some of my bills. But is having a hard time because some lenders say I have no credit history. But their is a gas bill that isn't mind on my report.
- asked by me-me31
All Answers:
Answer #1
Why not just pay off your bills and forget theloan?Interest charges on something like what youare looking for are going to be steep.
- answered by Jeff M
Answer #2
Well depends on your situation. Are you inschool?... Are you currently working?... Is it fora car? I know a lot of places/ websites if youhave answered yes to at least one of thequestions. Just email/ IM me and I will help you.
- answered by unebellefille10
Answer #3
If that gas bill is an error, you should try toresolve that so it won't affect your creditrating.A good way to get some good credit is toget a credit card and pay it off in full everymonth. If you pay it off in full, you will nothave to pay any interest. If you don't pay it offin full, you will be charged interest.I got onewhen I was 18 with a $500 limit and they increasemy limit every year. 9 years later they jacked upmy limit to over $13,000. Just be careful to onlycharge what you can afford, you would use thecredit card instead of cash, then use your cash topay it off at the end of the month. It's a greatway to collect Air Miles too and get some freestuff out of it. I got a ton of free groceries andfree movies.
- answered by can't say
Answer #4
Definitely call the credit bureau and dispute thegas bill-Then start building a credit history bygetting a credit card like the other respondersuggested.You can also try prosper.com
- answered by LB
Answer #5
You need to save money, not get loans. Loans area recipe for chasing one's tail, unless they arebeing used to make money.
- answered by Jeremy D
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