Question : How can I find out what a credit card's credit limit is before I apply for it?
I am looking at several credit cards, but the most important factor to me is the credit limit. Is there any way to find out the limit before I'm actually approved for the credit card?
- asked by Michelle B
All Answers:
Answer #1
call them
- answered by TXgirl
Answer #2
Most times you can't. They will establish it onceyou apply for the account.
- answered by Zzyzx
Answer #3
most of the time, they dont tell u the limit, evenwhen ur already approved. not until when u receivethe card and either go online or call them and askfor the limit.
- answered by Nano
Answer #4
The credit limit is based on your credit historyand may be different for everyone. Once you areapproved, if you make timely payments and continueto use the card, the company will send you noticesof an automatic increase in your limit.
- answered by Somora
Answer #5
The credit card limit is based on your creditscore when you apply. You won't know what acard's limit is until you apply and are approvedfor the card.
- answered by DH
Answer #6
Your credit history will tell them about you, thena limit will be set. After a couple of payments ontime, they might raise your limit.
- answered by derf
Answer #7
Your limit is dependent on your credit score, soyou can't find it out before you apply for it.
- answered by brad_left_jenn_for_me
Answer #8
check out the credits card's webpages. it normallystates it there. the usual rate is up 21% apr. Thelimit is up to your credit score. here's aresource for you it mayhelp:www.netwealthmedia.com
- answered by maya o
Answer #9
Limits are determined by the individual's creditrating.
- answered by maigen_obx
Answer #10
those that send you offers in the mail won't tellyou. It's part of how they rip off consumers. First, they will deduct their annual fee when theyestablish the account for you, before you've hadthe benefit of the card. Most of them start offwith a very low credit limit and you have tomaintain the account for a year with no latepayments, after which they may extend your line. Typical beginning limit is $250-$500.
- answered by bombastic
Answer #11
not as far as i knownot in CANADA!!!!
- answered by UNIQUE
Answer #12
The only time you will know what the credit limitis on a card is if you are pre-approved. when thishappens the company has pulled a "soft" creditcheck on you and is issueing a credit limit to youbased on how you manage your other debts. If youare pre-approved some companies will hold thisinformation until you have agreed to accept thecard before you can find out. If you aresubmitting aplications for a card then you willnot be able to find out till the process iscomplete and the card is actually issued.
- answered by nyxcat1999
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