Question : How do you obtain a personal loan from a bank?
I need a personal loan to pay off my bills and basically just get caught up financially, and is considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I've never went into a bank to ask for money because I didn't think I would qualify. Now I need to know what the whole loan process would require from me.
- asked by juicy
All Answers:
Answer #1
The only people that can answer this is yourbankGo talk to them
- answered by CEO of Sovereign Consolidated
Answer #2
You never will know if you don't apply. If youbelong to a credit union try there first. Try notto go for the "big" name banks, they have nopeople skills
- answered by just me
Answer #3
Go to Prosper.com and sign up to borrow money,fill all the stuff out, and they'll tell youapprox where your credit stands. They'll also tellyou at what rate you can borrow money from thelenders on their site, which are regular peoplejust like you and me. Once you know all this, youcan figure out if you qualify at a bank. Check outbankrate.com to see.....bank rates.If you decideto go to a bank they'll definitely want to confirmyour employment and income, maybe see your taxesfrom last year. Contact references, and definitelyrun a credit check.
- answered by E Redd
Answer #4
Prosper.com is a good option. Click the linkbelow for a quick way to get there. If you signup, I can probably help you with other details aswell.
- answered by zcommodore
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