Question : What are my chances of getting a personal loan?
Hi, I am a non-us resident with an H-1B, with no debt right now making 60K a year renting an apartment with a 93 toyota car. I am able to save $1500 a month. I would like to apply for a personal loan of about $25000 to repay a loan I took back in my country where is interest rate is extremely high and I am wondering what you guys think about my chances. Question two would be is there any not-for-protfit agencies that can help me with choosing the best loan. PReferably it is not online. Third question is can I get a car loan and then not buy a car and use it for other purposes?Thanks
- asked by axr
All Answers:
Answer #1
Well, I'll start with the 3rd question. No, youcannot get a car loan and use it for otherpurposes.If you are saving $1,500 per month andyou have this money in a bank money market account- you should have no trouble securing a loan fromthe financial institution with which you dobusiness if you are a stable employee with averifiable income.Do you own your home? How longhave you been at your current residence? Have youeven approached your bank? Are you contractuallybound to your employer? Are you here with a workvisa? What is your country? Can the bank verifyyour loan information?
- answered by pepper
Answer #2
I would try prosper.com, good luck.
- answered by Jeff J
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