Question : Where is the best place to borrow a personal loan from?
I plan on purchasing a new car, but my bank (wamu) does not offer personal loan, so i wonder where else i can find a personal loan with the least interest. Citi bank offers a loan with APR 10.5 %. Is is consider low?
- asked by thespaceofmyheart
All Answers:
Answer #1
Bank is the only best way to get loan. Don't relyon fake agent
- answered by gowri s
Answer #2
Credit unions have good interest rates.. checkthem out.
- answered by celbopwearsglasses
Answer #3
Your parents. You have 50-50 chance, same chancesyou will get from financial institutions. Seriously, I would also recommend Credit Unions,they have lower interest rates and more lenientthan banks.
- answered by Potentate
Answer #4
you don't need a personal loan. you need a carloan. wamu makes car loans. if you have excellentor decent credit and controlled debt, verifiableincome, and job stability you should get the loan.banks have tighten their credit (loan) standardsdue to the national real estate loan crisis.trylooking up credit unions in your area and see ifyou qualify. credit unions normally have thelowest rates. never get an adjustable rate on acar loan. a 10% rate on a car loan is outrageouslyhigh. if credit is not so hot, you may be stuckwith it. you can refi the loan later when interestrates drop, maybe as early as September 18th 2007,or wait until that time to buy and finance at thelower rate. just check with the bank to confirmthey have lowered their rates due to the expectedFED rate cut. capitalone.com has many autoprograms avail on line. i don't work for them.also try financing through the dealer if it is alarge outfit.
- answered by NetAdvisor
Answer #5
You don't want a personal loan, you want a CARloan. The best place for that is don't buy a caryou can't pay cash for. The second best is ANYbank. I can beat 10.5% on a credit card.
- answered by STEVEN F
Answer #6
People with poor credit feel that it is difficultto get personal loans. However, there are manyfinancial companies and banks that provide loansto bad credit applicants. Bad credit personalloans are generally soughtThe interest rates on secured loansare lower than unsecured loans. However, there isalways the risk of losing your house or propertyif the loan is not repaid.
- answered by Edwin a
Answer #7
you can try prosper.com------------------------------------------I'mposting this to warn EVERYONE on yahoo! abt Loanscams.Beware of Advance fee Loan scams.LOAN SCAM -Do Not Pay UpFront Fees.Do not send money UpFrontvia Western Union or MoneyGram to any person orbusiness in the UK, Nigeria or Canada in hopes ofgetting a loan. If you do you will learn a hardlesson & never see any Loan money. For more infodo a seach " Advance fee Loan scams"
- answered by John Loves Jenn
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