Question : where can I find a real guaranteed unsecured personal loan for people with bad credit other than citifinancial
I've tried alot of these speedy loans and bad credit loans and citibank and am coming up with nothing. I don't want to have to pay for anymore loanfinders and I've even ran into a scam or two. Somebody please give me some advice. And no payday loans either! Please!
- asked by tropicjones
All Answers:
Answer #1
you can try prosper.com
- answered by Ask M
Answer #2
It sounds like your credit is just too poor toqualify for loans. Instead of looking for a loan,you should figure out other ways to come up withcash. Have a garage sale, get a second job.Makeyourself a strict budget and live within yourmeans.
- answered by bdancer222
Answer #3
Unfortunately, credit is granted based on onesability to pay back the loan or the creditorsability to recover the funds should you fail topay it back willingly. An unsecured loan foranyone who has not established good credit anddoes not have sufficient net worth or long termincome is not likely an option.If you don't have acar, home, or any assets which you can secure theloan with, you can also consider a 401K Loan.Iwould personally suggest that you slow down yourlifestyle and put off taking any further loansuntil you are able to eliminate all of yourconsumer debt (credit cards, car loans etc.). while effectively building your net worth byinvesting in assets.Once you have done all that,you will find it much easier to seek financing andprove your credibility. The irony of thesituation is that once you have accomplished this,you won't need the loan anymore making you theideal person for a business to loan to.
- answered by Mikeoo17
Answer #4
I work with lenders of all sorts across thecountry. Some of them can even help you. However, before considering whether or not youwant to take out another loan, be sure you canactually afford to do so. If your purpose is toconsolidate high interest credit cards or otherloans, ask yourself if you have the discipline toquit using those credit cards until you getyourself financially stablized. If you do, thenyou may want to consider a loan. However, if youcannot quit using the credit cards and controlyour spending, then don't get the loan and findalternative methods of coming up with the money. I guarantee that if you have to work three jobs,you will not have the energy to spend money youcan't afford to spend. Please consider this issuevery carefully before deciding whether or not youreally want to take out a loan. Sometimesborrowing more money is NOT the right course ofaction. If you have any further questions, pleasefeel free to contact me at nebula7693@yahoo.com
- answered by Robert
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