Question : Credit Card?
I am an 18 year old student looking to establish credit. I know all the responsibilities of having a credit card, im just wondering if it would be acceptable for me to call a credit card company and ask them to give me a credit card. I can do that, correct?
- asked by M.Heff
All Answers:
Answer #1
That is acceptable, but it's easier if you goonline and apply for really any type of creditcard that you want. Some companies will not wantto give you a card unless it is secured if youdon't have any previous credit. You're best betit to try a department store first, even thoughtheir interest rates are the highest. This wayonce you get a card and make a purchase, you canpay it off quickly. Keep doing this and yourcredit will be established. jsut don't gooverboard and end up like the rest of us who arein debt up to our ears.
- answered by Rae*~*Rae
Answer #2
I got a credit card when I was 17 with no job. soI know you can get one at 18.
- answered by john c
Answer #3
Matt~ You are WAY ahead of yourself. You'vewatched too much TV or been hanging with the wrongfolk. You don't need credit at age 18. You won'teven need it at age 22. What you do need is fiscaldiscipline. Save your money, pay cash. Laugh atthe fools who take on debt, screw up their livesand wonder "What happened?"
- answered by Billie H
Answer #4
you could get a personal loan and pay it off in afew months that way you could buid good credit oryou could get a credit card use it for everydaypurchases and make the full payment at the end ofthe month that way you do not pay interest andbuild credit. Check outwww.fastcreditcardapprovals.com here you will beable to compare all major credit cards side byside on rates, fees and reward, no matter whatkind of credit you have they have the right cardfor you
- answered by Guate M
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