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Question: How long after a discharged Chapter 7 bankruptcy can I refinance?

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Question : How long after a discharged Chapter 7 bankruptcy can I refinance?
Hi, The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home purchased August 2006). However, I filed a Chapter 7 bankruptcy in 2007 (discharged in July 2007). Will I be able to refinance this year? I've heard that Ch. 7's are different from Ch. 13's in terms of the refinancing waiting time.
- asked by prettycre8ive

All Answers:
Answer #1
1 day if u have reestablished good credit, andhave the equity, figure you will be lucky to get69% of the loan to value, and if you dont havereestablished great credit in excess of 720 scoresdont bother because it isnt going to happen for u
- answered by donald e




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