Question : How long should you want until you try to refinance an car loan?
My wife had no credit when I got the loan, but she has credit now and I want to add her to the loan, but to do so I will have to refinance. This could hurt my score? But could help my intrest rate. (Currently 13%) My credit has also gotten better since the loan. It's been 7 months now, I heard I should wait until a year.
- asked by Kaitlyn B
All Answers:
Answer #1
If you think that you are paying a higherrepayment amount for your existing carloanyour monthly costs. Secondly, youmay avail a competitive interest rate. Thirdly,you could be getting a flexible repayment period.Overall, you will be managing your loan a lotbetter.
- answered by Ivy D
Answer #2
There is no absolutely answer for yourquestion.However,explorer the information herewill give you some ideas.HOpe ithelps.
http://carloan.featured-resources.info/auto-car-loan-new.html
- answered by LISA G
Answer #3
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- answered by Patrick Harvey
Answer #4
This is a rough idea. Check the rates. If it'slower then do it - but make sure you do it forless months (higher number less cost).I'vebookmarked this site to go back to next time Ineed aloan...
http://www.knowledged.info/go.php?link=autoBest of luck to you.
- answered by Amanda B
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