Question : How can I find out if a house is undergoing foreclosure?
I'm suspicious that our house is undergoing foreclosure, but I can't prove it. I live in the state of California, but how can I find out whether or not a house is in foreclosure, or about to enter foreclosure?'m suspicious that our house is undergoing foreclosure, but I can't prove it. I live in the state of California, but how can I find out whether or not a house is in foreclosure, or about to enter foreclosure?I guess I should have clarified: I'm a renter, so I have no clue what's going on with this house.
- asked by jtkestrel
All Answers:
Answer #1
66
- answered by nexteltroy
Answer #2
Are you a renter or the owner? If you are theowner, you should know how far you are behind inyour payments and you should have been servedforeclosure notices. Then they publish aforeclosure notice in a newspaper serving yourarea. Until the actual sheriff's sale, you won'tfind anything at your local register of deedsoffice. If you are a tenant, you are in a toughersituation. You can check the newspapers for theforeclosure notice, but you will need to know theowner's name, possibly the property identificationnumber, but definitely the legal description. Quite often, published foreclosure notices do notinclude the common address. Eventually, you willbe served with a notice that the foreclosure saletook place and depending on the redemption period,you should be given some notice to vacate. Ireally wouldn't put a lot of trust in this though. If you are a tenant, I would ask the propertymanager or owner of the property straight out. Just remember that even if a property is goinginto foreclosure, that doesn't mean you can stoppaying your rent.
- answered by Pat B
Answer #3
You should go to your local county recordersoffice. This is where a record must be filedregarding any property matters ie liens,foreclosure, trustee sales, etc. good luck..I knowbecause I am in the same situation and had it notbeen for my snooping around, then I would havebeen thinking that everything was fine and dandy.The landlord even had the nerve to tell me that"everything was fine. He made arrangements withthe bank." Liar, liar, his deed is on fire!!!!
- answered by got5ofem
Answer #4
notice of defaults are filed in California. Ifthere is a NOD filed on your property, you willknow immediatley. You will get phone callssoliciting hard money loans or people trying toget you to refinance. You will also be mailed aton of letters from sharks trying to "help". Ifyou are renting, your landlord should tell you asyou are paying rent. If you own, foreclosure isusually initiated if you miss two mortgagepayments.
- answered by Mariah
Answer #5
An NOD is considered public record so it should befairly simple to find out.You can e-mail me theaddress and I'll check for you if none of thesemethods work for you.
- answered by LOCKNLOAD1
Answer #6
You'll need to find out if a Notice of Default hasbeen filed. You can do this at your CountyRecorder's office. Once the Notice of Default hasbeen filed, the owner has 90 days to becomecurrent on their payments. If the owner does notmake payments or arrangements, a Notice ofTrustee's sale is given. This will be posted onthe house and in the Classifieds section of thelocal newspaper 3 weeks before the Trustee'sauction. The home then goes up for auction. Thenew owner (either the bank, or someone whopurchased the property at the auction) has theoption to renew your lease or proceed witheviction. You'll have at least 30 days to move,if they choose eviction. Many new owners areoffering "cash for keys", where they will offeryou cash to move out sooner.Good luck!
- answered by Kat
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