Question : Where can I get a car loan with no credit check?
Looking for a no credit check car loan with a payment under $200.00 monthly. I don't expect a new car, or even a great used one, just SOMETHING.
- asked by kittenmilitia
All Answers:
Answer #1
Try those Buy her Pay here places. But be warned,before buying any vechicle have a trusted mechaniccheck first. Most of the cars I have seen comefrom those places, have really big problems, justhave a mechanic check before buying, you could getlucky.
- answered by marlena42000
Answer #2
No such thing. Even a buy-here-pay-here will checkyour credit. The only way is to pay cash.
- answered by sukbunny
Answer #3
Only at the place you don't want to buy from, the"your job is your credit--buy here pay here"place.
- answered by oklatom
Answer #4
I used to sell cars, so maybe I can help you out.You want a dealership that has its own financing.You aren't probably ever going to get a carwithout a credit check (sorry), but you are goingto get dealerships that don't care. A lot ofbigger dealerships that you see a lot of on tvwill give you a big hassle( ie blah blah chevroletor xname chrysler). You want to check out thosesmall side lot dealerships that have maybe 10-20used cars. Or you want to go a place like carmaxthat is auto financing and sells cars. If you wantto buy a car that is a $200 payment you want tolook for cars that are $10,000 or below. forevery $10,000 you will pay $200 a month on a 5year car loan. But keep in mind that you will haveto pay taxes and prob. financing charges so youprobably want to look for something around 8500 to9000 just to be safe. But for sure, if you eitherhave no credit or bad credit, a small 'b lot' cardealership can sell you car. But if you have acarmax in your area they can help you out too. Buteither way you cut it, no one is going to give youa car without a credit check. There are just someplaces that don't care what your credit lookslike. I have even seen people with scores in the300s take cars home. I mean if you have a reallylow credit score, then whats it really going tohurt to get it checked and opened? Let me know ifyou have any other questions I can help you with.
- answered by Ginnie
Answer #5
You can probably get a car at a"buy-here-pay-here" dealer but the reason hedoesn't check your credit is he's going to chargeyou the highest interest rate allowed by yourstate law. He'll sell you a junk car, charge youan outrageous rate, put you on very strictrepayment terms, and if you are late on onepayment, will repossess your car and put it backon his lot waiting for the next sucker.Can you geta loan from a family member or friend? Will afamily member co-sign for you for a real loan froma dealer or bank?
- answered by CarMan
Answer #6
CASH is the only way you'll buy a car todaywithout having your credit report run.
- answered by mccoyblues
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