Question : What are the steps to buying a home via a va home loan?
We're a military family, and I believe eligible for a VA home loan. We have about 30K in credit card debt, but are hoping to pay it off before applying for the loan. Just wanted some info on what to expect.
- asked by cdngirl80
All Answers:
Answer #1
Got to get your VA certificate first, then applylike any other mortgage. I wouldn't use a VA homeloan if you don't have to. You have to pay afunding fee ontop of your regular closing cost.But good luck.
- answered by CEESONE
Answer #2
Using your VA eligibility is best when purchasinga home. A lot less money is needed than an FHAloan (3% of purchase price) or a Conventional loan(5% of the purchase price is needed).If youalready know that you have a lot of debt you mightas well wait til you have some paid off and arecloser to buying a home. Only because they willpull your credit.Once you are ready though go to abank to see about getting pre-approved. Never usea broker. They charge WAY too much. After you gothru that process they will tell you how much youare eligible for then you can start looking =)Goodluck!!
- answered by Heaven Lee
Answer #3
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- answered by loan l
Answer #4
If you have been looking for some great ideas,Here is the place you should have alook.
http://homeloan.online-assistant.info/bad-credit-home-income-loan-low.html
- answered by SHARON P
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