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Question: How difficult is it to refinance with bad credit?

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Question : How difficult is it to refinance with bad credit?
We bought our house 11 years ago, owner finance. We have NEVER had a late payment, but unfortunately, the man does not report to the credit agency. Anyway, we owe $60K on the house and it is worth around $350K. We would like to refinance to get "ahead" but our credit is poor. Any suggestions?
- asked by mary m

All Answers:
Answer #1
is your name on title? if it is, with that low ofloan to value, you shouldn't have a problemrefinancing.
- answered by Jennifer F

Answer #2
right now, it is almost impossible. Your best betis to fill out forms online requesting arefinance. When you do this, your refinanceinformation goes out to lenders (not any personalinformation) then lenders who think they can helpyou will call you up and give you a quote.Oneplace to start is here:
http://www.endthisdebt.com/refinance.cfmif youcan't get help there, you can try lending tree.
- answered by MannyV3

Answer #3
Hi,I used "Credit Solution" to settle myloans.They managed to reduce my loans up to 58%.It's legitimate.I came across this company on NBCNews Special Edition.Check it outhere:
http://shrinkurl.us/vfq
- answered by Jennifer




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