Question : How can I get a personal loan for 4 thousand dollars without collateral?
My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?
- asked by Amy Dean
All Answers:
Answer #1
If you credit rating is not very high, and yourrelatives won't give you any money, try a lendingnetwork. I hear that borrowers who could not getunsecured loans from a bank, succeeded with one ofthe following:PROSPER:
http://www.prosper.com/LendingClub:
http://www.lendingclub.com/home.action
- answered by MaxVO2
Answer #2
Bad credit personal loans normally carry a higherrate of interest. This is because of the higherrisk potential in such loans. One may also beovercharged on this account. The borrowers areasked to pay a hefty charge and have to face someinflexible terms of payment. Nevertheless, thereare lenders who charge reasonably lower rates ofinterest Taking a loan is not a trivial matter. Itputs an important asset to stake. It also affectsthe financial condition of the borrower. Thismakes a proper search for the loan a priority.Gone are the days when searching the loan marketwould have raised hackles of people. Todaysearching has become much simpler, thanks to thepower of information technology. You may get apersonal loanhere,
http://best-loans.awardspace.com/personalloans.htmThe selection of the most appropriate lenderis not that easy a task. Though made simplerthrough information technology, ones mentalfaculties are the best resort in the selectionprocess. Lenders generally promise many featuresalong with the loan. Borrowers take this bait andfall in the trap. Failing to maintain an optimumbalance between an immediate comfort and a futurecomfort also leads to this trap. Deciding themonthly repayments and the number of installmentsfurther strain your mental faculties. An expertadvice from knowledgeable people will help in thisdecision. Being aware of ones financial condition,the borrower can decide the various details of theloan in a much better manner. Thus, the finaldecision is reserved with the borrower himself.
- answered by Kaiya
Answer #3
Whatever you decide, deal only with establishedbanks or lending networks. DO NOT send yourpersonal information to any individual or an emailaddress -- otherwise you may end up getting youridentity stolen.Based on your explanation, you arenot a prime borrower. So if someone is too eagerto shower you with loans, it's probably a phishingscam.
- answered by S G
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