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Question: How to get personal loan if you have bad credit?

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Question : How to get personal loan if you have bad credit?
How to get personal loan if you had already done settlement for credit cards. You have bad credit rating and few times personal loan application got rejected. Is there any BANK or any ORGANIZATION who can give personal loan which can be return in EMI with less interest rate?Please provide solutions which can be used in india.
- asked by sourabh a

All Answers:
Answer #1
No. You are a high risk so you will have to pay ahigh interest rate to anyone willing to lend you.Better to repair your credit before you apply fora new personal loan.Even better. Save for whateverit is that you want. And then buy it. It is thecheapest way.
- answered by Caroline

Answer #2
You don't get a loan if you have bad credit. Youalready have shown a track record of screwing upand not paying people in the past. Most lendersdon't want to be the next sucker.Get a securedcredit card and charge small items and pay it offmonthly to get your score back up. You are goingto need to get your credit back in good standingbefore someone will take a chance on you.
- answered by My Take on It

Answer #3
Good day Sir/Madam,We are registered andaccredited loaning Agency that offers loanstogenuinely interested applicants.We offer a24-48hrs loan services atan instant loan serviceon a 3% per annum to help applicants meetwiththeir dying needs and demands.We were contactedby loan scenario community organization to helpyouwith your loan request due to the frequent scammails byimpersonators claiming to be a reliablecompany and later defraud orunable to giveapplicants loans.Being one of the awardees of thejust concluded 2008 internationallenders, we wouldlike to give you the best of our serviceswithoutfurther delay to help you meet with yourdemands.Though this can onlybe done if you arescreened to be eligible and a genuineapplicant.You are by this information being askedto verify your data forauthenticity towards yourfund transfer and completion of ourloaningprocess.We provide a variety of credit andloan services for you. We providea wide range ofservices based on your needs and goals. All ofourservices come with a 100% satisfactionguarantee as we offer cashloans ranging1000-1000000usd within a maximum period of 48hrstosuccessfully screened and qualifiedapplicants.Don't Lose Your Home to Foreclosure!Start Your Loan ModificationToday!Fill and returndetails Immediately for Loan start upprocess.Name: ___________________________LastName: ____________________________Gender:______________________________**_Marital status:_______________________Age:______________________________**_Contact Address:______________________City/Zip code:________________________Country:____________________________Date of Birth:________________________Amount Needed as Loan:________________Loan Duration:________________________PhoneNumber________________________**_MonthlyIncome/Yearly Income: _________Purpose forLoan:______________________Occupation:_________________________How Soon is LoanNeeded_______________Have you been convictedbefore? YES/NO________Give reasons if yes,Note:This offer is only valid for genuinely interestedapplicant!!!*interested person should contact theemail below.macroloanfirm.everyday@gmail.com
- answered by loan team

Answer #4
Hello, I am Faith Walker,sometime ago I was somuch in need of loan I approach my bank but couldget the loan from them because of my credit scoreso I decide to apply on line via yahoo answer Igot an answer from someone who refer me to fredroland loan firm then I gave them a tryer to mygreatest surprise I got the loan from them so ifyou need loan I will advise you to contact themvia email now here is the emailfredrolandloanfirm@yahoo.com
- answered by Faith Walker




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