Question : Bad credit loans | Okay were can I get a reputable bad credit loan?
I've tried alot of these speedy loans and bad credit loans and citibank and am coming up with nothing. I don't want to have to pay for anymore loanfinders and I've even ran into a scam or two. Somebody please give me some advice. Please!
- asked by
All Answers:
Answer #1
i had a poor credit score and gotr a loan on avehicle through chase auto finance HUGE drawback -the interests rates are so high without a hugedownpayment you'll be upside down on equityforever . I got approved through a local used cardealer who speciallizes in poor credit financing .As for houses by a home with owner financing itseasier to get with the right down payment u couldeven get good interest rates . I had to have 2500down on a 10000 vehicle to get approved
- answered by weistie
Answer #2
dont do drivetime all people approved.. those guysare legal Robbers thieves.. they willl approveanything with a pulse and then give u the highestinterest with the maximum down payment.. then udefault by even an hour u are in for fees, defaultfor like 3 days they send in the Repo man... myadvice is to take that down payment that u wouldhave other wise made and then get a real cheap carfor cash... i bought a 2001 ford focus for 1700and then comes a cheap insurance deal... i wouldsuggest that if u have bad credit.. no pont ingetting a 7000 car and end up paying 16000 totalfor it with 130 $ insurance per month.. think longterm! my bad experience i got a 97 honda thru afinance co for avergae or poor credit... put down1000 for a 4000 car (150,000 miles) . the rest igot financed. i was paying 180 every two weeks... car started giving me problems 3 months later. had to put in some cash. when i went to thoffice and got a financial print out of mypayments the lady accidentally gave me thecomplete sheet with projected payments to theend... i would have ended up paying a whoppingtotal of 9500 for a (97) 4000 car of which i putdown 1000... and had already paid another 1000. then they tell u that if u make a lump sum paymentu will not pay that full amount... be careful theyrob people in broad daylight..!
- answered by yey yey
Answer #3
try prosper.com or eloan.comToday the lenders havestarted offering nearly all varieties of loans forpeople with poor credit record.They are alsointroducing many new loan products meant for thisgroup. Now people with poor credit can get thesame choices as those with the good or mediocrecredit. Today you can use bad credit personalloans for many purposes like car purchase,vacation or even debt consolidation.But if youhave some assets to offer as collateral, yourchances brighten. The primary reason why peoplewith poor credit history do not get loans isbecause the lenders are scared that the borrowerswill default again. But if you can offercollateral, your lender is secure in the knowledgethat his money is in safe hands. You have to tryand meet the repayment schedule, failing which youlose the asset.Source:
http://pay-your-debts.com/category/Personal-Loan-With-Bad-Credit.html
- answered by Choco Y
Answer #4
if you are looking for the best and fastest loanwebsite, check out thissite
http://Best-Loan-In-Minutes.infoHere you canget the best rates available for you just inminutes
- answered by Tonja
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