Personal Loan: Killeen,TX

Name: Union State Bank
Address: 120 N Gray St
City: Killeen
State: TX
Phone: (254) 634-8181
Average Rating: 5
Total Ratings:1
Reviews: Union State Bank is what you would call a community bank they focus on helping the community and they call you by name when you come in.
Distance: 0.12
Website: http://www.usb-tx.com/

Name: Texas State Credit Company
Address: 309 N 10th St, Ste 103
City: Killeen
State: TX
Phone: (254) 634-0337
Average Rating: NONE
Distance: 0.22
Website: http://www.texasstatecredit.com/

Name: Security Finance Corporation
Address: 311 N Gray St
City: Killeen
State: TX
Phone: (254) 526-8528
Average Rating: NONE
Distance: 0.24
Website: http://www.security-finance.com/

Name: First National Bank Texas
Address: 507 N Gray St
City: Killeen
State: TX
Phone: (254) 554-4246
Average Rating: 1
Total Ratings:1
Reviews: Just something I saw online this moring I thought I may share with other people do your research before you open a account with any bank over draft is like a loan shark that will bite you hard!!!!!!!!!!!!! cause you have to play by the banks unfair rules ...Judge orders Wells Fargo to pay back $203M in fees Judge orders Wells Fargo to change overdraft policy return $203 million in fees to customers NEW YORK (AP) -- A federal judge in California ordered Wells Fargo & Co. to change what he called unfair and deceptive business practices that led customers into paying multiple overdraft fees and to pay $203 million back to customers. In a decision handed down late Tuesday U.S. District Judge William Alsup accused Wells Fargo of profiteering by changing its policies to process checks debit card transactions and bill payments from the highest dollar amount to the lowest rather than in the order the transactions took place. That helped drain customer bank accounts faster and drive up overdraft fees a policy Alsup referred to as gouging and profiteering. Wells Fargo adopted the policies beginning in 2001 and they became widespread across the banking industry. It is unclear how the ruling would apply to the rest of the industry. The ruling detailed the experiences of two Wells Fargo customers who used their debit cards for multiple small purchases and were then charged hundreds in overdraft fees because the order the purchases were cleared by the bank depended on the amounts. The judge found the customers who were part of a class action were not properly informed of the banks policies on processing payments and were unaware the bank would allow debit purchases to go through when their accounts were overdrawn. Internal bank memos and e-mails leave no doubt that overdraft revenue being a big profit center the banks dominant indeed sole motive was to maximize the number of overdrafts Alsup wrote. That policy would squeeze as much as possible from customers with overdrafts in particular from the 4 percent of customers who paid what he called a whopping 40 percent of its total overdraft and returned-item revenue. The judge dismissed Wells Fargos arguments that customers wanted and benefited from the policies and detailed evidence he said showed efforts to obscure the practices in statements and other materials. Wells Fargos online banking system for example would display pending purchases in chronological order leading customers to believe that the processing would take place in that order. The supposed net benefit of high-to-low resequencing is utterly speculative he wrote. Its bone-crushing multiplication of additional overdraft penalties however is categorically assured. Alsup also criticized the bank for allowing overdraft purchases after accounts had been drained by offering a shadow line of credit that customers were unaware existed. The decision noted that the Federal Reserve has outlawed some of the practices detailed in the case most notably debit card overdrafts permitted without customers agreeing to accept overdraft protection. Judge Alsup ordered Wells Fargo to stop posting transactions in high-to-low order by Nov. 30 and to reverse overdraft fees charged to customers from Nov. 15 2004 to June 30 2008 as a result of the policy. A study cited in the decision by a Wells Fargo witness put the restitution at close to $203 million. Messick noted that Wells Fargo changed its policies earlier this year and customers can no longer incur more than four overdraft charges in one day. The case heard in the U.S. District Court for Northern California is Gutierrez vs. Wells Fargo.
Distance: 0.36
Website: http://1stcb.com/

Name: First Texas Bank of Killeen
Address: 704 N Gray St
City: Killeen
State: TX
Phone: (254) 634-2132
Average Rating: NONE
Distance: 0.48
Website: http://www.firsttexasbank.com/

Name: Service Loans
Address: 205 W Rancier Ave, #E
City: Killeen
State: TX
Phone: (254) 554-6226
Average Rating: NONE
Distance: 0.71

Name: Cash in Advance
Address: 404 W Rancier Ave
City: Killeen
State: TX
Phone: (254) 526-3042
Average Rating: NONE
Distance: 0.77

Name: Action Pawn
Address: 715 W Rancier Ave
City: Killeen
State: TX
Phone: (254) 634-8686
Average Rating: NONE
Distance: 0.92

Name: Western Finance Service
Address: 2006 E Rancier Ave, #800
City: Killeen
State: TX
Phone: (254) 634-0017
Average Rating: NONE
Distance: 0.99
Website: http://www.westernshamrock.com/

Name: Covington Credit Corporation
Address: 810 N W S Young Dr, #105
City: Killeen
State: TX
Phone: (254) 554-5991
Average Rating: 4
Total Ratings:1
Reviews: works well with customers. Great and friendly staff
Distance: 1.04