Question: #1: Personal Loan?
looking for a personal loan to an Autralian resident. Looking to consolidate debts, and am prepared to make weekly, repayments. Any advice or offers appreciated. Not looking for small loans...Cheers
- asked by forplay802
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Question: #2: Personal loan?
I'm desperately trying to get a personal loan to cover debts and other things. My earning - expenses rates are not great and I'm having trouble getting it with the bank... any suggestions?
- asked by curious
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Question: #3: personal loan?
I am trying to get a personal loan through my credit union. I have bad credit due to immature decisions when I was younger. I now pay my bills on time and am capable of paying back a loan. Do you think I have a better chance of getting the loan if I have collateral and a co-signer?
- asked by lookinout
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Question: #4: Can you get a personal loan to use as your personal contribution on a business loan?
I want to get a personal loan as my 20-40% contribution on a business loan. Can I do that?
- asked by templeofdoom1234
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Question: #5: How can you go about getting a personal loan from a bank? What collateral do you usually need?
I will probably need to replace my car soon, but I don't know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It'd be about double for me, as I don't have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.Now the questions ... is this possible, or is there usually some stipulation that you can't use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!
- asked by Mike D!
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Question: #6: If I consolidate my student loan with a personal loan can I still write off the interest?
I had a federal student loan which I consolidated about 8 years ago to someone who eventually sold that loan to Citibank. I pay about 8.35% in interest. I am considering paying off that student loan with a personal loan where I can get a better interest rate. If I do this will I still be able to write off the interest I pay on my taxes?
- asked by MLE
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Question: #7: How do I get a personal loan with bad credit?
I am looking for a personal loan, but my credit is not good. I don't want a payday loan but that is all I find on the internet when I type in personal loans for people with bad credit. Do you know any lender who will give loans to people with bad credit? I don't really care to much about the interest rate. I just would like the loan to pay off some stuff and get some new things I need around my house. But I don't own a home, so I can get a home loan.
- asked by Pehsha P
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Question: #8: How does the personal loan from banks such as Bank of America or Citibank work?
I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I'm hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it's a guaranteed fixed interest. But since I've never done it b4 I will appreciate some more advice. Thanks Much.
- asked by BeBeAdY
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Question: #9: How do you obtain a personal loan from a bank?
I need a personal loan to pay off my bills and basically just get caught up financially, and is considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I've never went into a bank to ask for money because I didn't think I would qualify. Now I need to know what the whole loan process would require from me.
- asked by juicy
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Question: #10: Is a loss from a personal loan the same tax category as a loss from stock investments?
I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct $3000 in investment losses for that year. Is the personal loan in the same category as the other investments -- in other words, does it count as part of the $3000 limit? Or is there a way I can claim that loss separately? Thanks!
- asked by Jan R
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Question: #11: How do I go about getting a personal loan when I have no credit?
I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don't need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don't have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!
- asked by Aimee M
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Question: #12: Can personal loan interest be tax deductible if you use the loan to buy property?
If you get a conventional mortgage, your interest is tax deductible. If I take out a personal loan to buy my primary residence, can I deduct interest from that personal loan when I file my taxes?Thanks.
- asked by gabyrig
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Question: #13: Should i do a personal loan or a recreational loan to buy my brothers boat?
My brother is moving and i'm buying his boat. He needs the money now to help pay for his loan..Soo should i do a personal loan or recreational vehicle loan?
- asked by Nick D
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Question: #14: I need to take a personal loan out for living expenses while in graduate school - how do I doit?
I am moving out west for graduate school, which is being covered by other loans and scholarships, but I have absolutely no money. Thus I need to take out a personal loan, probably around two or three thousand dollars, enough money to help pay for initial food and rent before I get my first paychecks (I'll also have a part time job). How do I go about getting this personal loan? Any warnings or tips? Thanks so much.
- asked by Midnight Runner
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Question: #15: How much is the interest rate for Personal Loan and Car loan in Dubai banks?
How much is the interest rate for Personal Loan and Car loan in Dubai banks?What is the maximum available tenure for expats?
- asked by sandeep n
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Question: #16: What is the easiest personal loan to get?
Im trying to get a fast personal loan, what is the best company to go with if you have bad or low credit?
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Question: #17: What is the easiest student or personal loan to get without a co-signer?
I need to get a loan to be able to go back to college, however neither of my parents have any credit and I can not find a co-signer. This means I'm on my own and I unfortunately do not have much credit. What is the easiest, personal or student, loan to be approved for without a co-signer? Thanks a lot!I should mention I already have the max on all the federal stuff, and this is for a past due balance from last year.
- asked by sean k
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Question: #18: What will happen to unsercured personal loan if i file bankruptcy? Will it stay or disapear?
I am not sure if i file for bankruptcy or not? I have about 20,000$ credit cards debts, and i have also 20,000 unsecured personal loan.
- asked by Pozko
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Question: #19: Applying for a personal loan will it affect us in buying a home?
We payed down our credit cards and we need a personal loan to pay off a college degree and do some fixer upper in the house we have now. We want to buy another home will this affect us in getting a loan with the bank for our new home? Our credit scores right now are excellent. Need professional advice.
- asked by YSM
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Question: #20: How can I get a personal loan for 4 thousand dollars without collateral?
My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?
- asked by Amy Dean
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Question: #21: In my Canadian personal taxes, how do I account for a personal loan I made to an incorporatedcompany?
During 2007, I made a loan (Canadian $) to an incorporated company in Canada. How do I account for this in my personal income tax? Can I deduct this money from my income?
- asked by gpapayia
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Question: #22: What type of contract is a personal loan where installment payments are made monthly?
I live in the state of Ohio and I am trying to figure out if the personal loan I signed for through a financial institution is considered written contract, written account, or promissory. I made monthly installment payments.
- asked by skye_12299
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Question: #23: Is it better to consolidate debt into an existing personal loan than have credit cards and apersonal loan?
Hope this makes sense. Just after some serious advice on whether I should consolidate all my credit cards again into an existing personal loan. Also not looking for lectures, I've learned my lesson.please note I'm in Australia so interested only in Australian financial advice that is relevant for me
- asked by Mister Avatar
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Question: #24: How to prove paid personal loan on paper?
Hello. I took out a personal loan with a friend and will be repaying it in full. How do I have prove that i paid it for the courts? A promisory note seems to be only for the issue of a loan, not the actual repayment is done.
- asked by Mark Edge
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Question: #25: What are my chances of getting a personal loan?
Hi, I am a non-us resident with an H-1B, with no debt right now making 60K a year renting an apartment with a 93 toyota car. I am able to save $1500 a month. I would like to apply for a personal loan of about $25000 to repay a loan I took back in my country where is interest rate is extremely high and I am wondering what you guys think about my chances. Question two would be is there any not-for-protfit agencies that can help me with choosing the best loan. PReferably it is not online. Third question is can I get a car loan and then not buy a car and use it for other purposes?Thanks
- asked by axr
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Question: #26: What reasons can you use a personal loan for?
I am looking to get a personal loan. Can anyone tell me what activities they won't offer loans for? I'm just curious. I want it for home improvement, but it just got me thinking about it.ALSO can anyone recommend a low cost loan from anywhere?
- asked by Dylan
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Question: #27: What is the easiest way to take out a personal loan?
I'm 19 years old, I go to school, I'm a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn't be more then $2,500 to $3,000. What's the easiest way to take out a loan where I will most likely get approved?
- asked by meggiecakess
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Question: #28: Is it possible to combine my personal loan with a mortgage?
I have a personal loan with the bank for £15,000. I want to get a property, but I know I won't be able to get a mortgage and pay the loan at the same time. I therefore wondered if it would be possible to incorporatre the loan into the mortage, so I basically add £15000 onto the mortgage. What do you think?
- asked by MJ
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Question: #29: What is a good intrest rate for a personal loan?
I took out a personal loan from a credit union for $4000. The intrest rate is 9.9% and I have 5 years to pay it back. Did I get a good deal? My credit is in excellent condition, I have never been late on a bill and I have one student loan bill already pain in full.
- asked by joyce
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Question: #30: How long does it usually take for a personal loan to be approved?
My partner and I submitted the final documentation yesterday and the finance company was quite vague about how long it will take for them to find a lender and approve the loan. They have told us 'up to ten days' which sounds fairly long. Does anyone have previous experience with obtaining a personal loan and can shed some light on how long we can expect to wait. Ideally, we would like to have the money within a few days. We have clean credit history.
- asked by Binki26
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